The European Commission has released preliminary findings of an antitrust trial into Apple Pay on iOS devices. According to antitrust analysts, Apple missed out on a higher status because competitors were unable to offer non-performing NFC-enabled payments on the iPhone to develop other mobile wallets and compete regularly with Apple Pay. According to the Commission, NFC is a standard technology for careless payments that should be available to everyone. Third-party developers can use APIs to read and write NFC tokens, but they cannot use NFC antennas in their applications to create Apple Pay competitors.
“Mobile payments contribute to rapid growth in our digital system. It is important for the integration of European payment markets where customers are able to compete and lands on new payments, ”said European Commission Vice President Margrethe Vestager in a statement.
“We have indications that Apple has restricted access to third party to key technology to develop rival mobile wallet solutions on Apple devices. In our Statement of Objections, we saw earlier that Apple may have restricted competition, to the advantage of its own Apple Pay solution. If confirmed, such conduct would be illegal under our competition laws, ”he added. According to Brussels regulators, the main issue is that NFC is present in almost all payment terminals but only Apple Pay can communicate wirelessly with payment terminals through NFC. It is a standard, safe and secure way to pay, which may explain why Apple Pay received market share.
The information of today’s opposition is the result of a survey that was initially launched in May 2020. At that time, the Commission announced that it would look at Apple Pay altogether. Apple Pay can also be used to pay online and in-app. But the Commission now says there is only one issue restricting NFC payments. “Apple Pay is one of the many options available to European consumers for making payments, and it has ensured access to access to the NFC while setting industry standards for privacy and security,” Apple said. for Reuters in a statement.