Apple Pay activated by last major Australian holdout

Westpac, the second Australian bank and the last of the country’s “big four” to adopt Apple Pay, finally activated the payment service on Monday, fulfilling its December promise to integrate the product into its entire network.


Westpac’s adoption of Apple Pay arrives more than a month ahead of schedule, with the large Australian bank expected to roll out support for Apple’s payment solution in June.

“We are pleased to announce that Westpac customers can now use Apple Pay to make fast and secure payments. This comes at an important time for our customers, who are looking for an alternative to cash,” said David Lindberg. , CEO of the consumer of the Westpac group. , according to ZDNet.

With Apple Pay enabled, Westpac customers can fund their Mastercard or Eftpos Handycard debit or credit card in the iOS Wallet app for use on compatible point-of-sale terminals and online. The digital side of Apple Pay has apparently played an important role in pushing the bank to move to integration.

“We have seen a significant increase in the number of customers using digital banking in the past few weeks as more Australians stay at home,” said Lindberg. “With the introduction of Apple Pay, it will now be even easier for customers to pay for goods and services in store, through apps or online without the need for a card or wallet.”

Westpac initially rolled out Apple Pay for the ancillary brands St George, BankSA and Bank of Melbourne in December.

Westpac’s support signifies the end of a long and tumultuous road for Apple Pay in Australia.

In 2016, three of the country’s “big four” banks – the National Australia Bank (NAB), Westpac and the Commonwealth Bank of Australia – joined forces to try to boycott the technology for their own internal solutions. Eager to lose control of the lending market, the banks sought access to the iPhone’s NFC chip and wanted to install non-Apple Pay software on popular Apple hardware platforms.

The effort was canceled by the Australian Competition and Consumer Commission, which rejected the banks’ request in a draft decision in 2016 and a final decision in 2017.

As the bloc fought against the deployment of Apple, ANZ broke rank to become the first major Australian bank to support Apple Pay in 2016. The Commonwealth Bank of Australia activated support in January 2019, while the National Australia Bank followed suit a few months later.

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